Learn more about financing your custom Focus Homes

Financing Your New Home

Financing your new home does not need to be painful, difficult or overwhelming. Let the Focus Realty Group help you every step of the way with their network of preferred lender partners and friendly service.


For buyers:

  • Request a FREE pre-qualification
  • Ask about different loan programs
  • Discover down payment assistance programs
  • Inquire about $0 closing costs options
  • Learn about 100%, $0 down home loans
  • Improve your credit scores and obtain a better loan
  • Different purchase mortgage loans offered
    • VA, 100% financing
    • FHA, 96.5% financing
    • Conventional
    • Conventional, 99% financing
    • USDA, 100% financing
    • Bond, down payment and closing costs assistance
    • Jumbo, over $417k
    • Physician specific large loans, excellent terms 
  • Get a construction-perm loan to build your new custom home. CP loans offered 
    • VA, 100% construction financing
    • FHA, 96.5% construction financing
    • Conventional
    • After-move-in principal reduction loan (when selling and putting down equity after closing)


For sellers:


Contact Focus Realty Group today by calling or texting 863-640-2246 now!

Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

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